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Our Values

What unites us matters more than what divides us.

In an increasingly interconnected world, division based on ethnicity, language, or background slows progress. True financial empowerment and economic growth come from collective efforts, not individual silos. By focusing on what unites us—shared goals, values, and a commitment to financial inclusion—we create a stronger, more resilient organization. We are a united community bound by inclusive diversity, unwavering integrity, and radical transparency. Through open communication, mutual trust, and strategic collaboration, we achieve collective prosperity that transforms lives. Together, we take initiative.

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Our Values Illustration

Our Core Values

The principles that unite and guide our community

United Community

We are one family bound by shared values that transcend our individual differences.

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Inclusive Diversity

We reject all forms of discrimination, celebrating the unique value each member brings.

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Unwavering Integrity

We maintain moral courage and consistency in all actions.

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Radical Transparency

Open decision-making, admitting mistakes, and aligning actions with values.

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Open Communication

Clear information sharing to prevent misunderstandings.

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Mutual Trust

Relationships built on reliability for innovation and growth.

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Strategic Collaboration

Bridging cultures to create impactful solutions.

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Collective Prosperity

True success is measured by how we all rise together.

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Take Intiative

Bring your passion to lead changes in your cummunity

See Impact

Join the Financial Revolution

Help us empower 1 million Africans with financial access

Why Switchli?

Banking Built for Those Left Out

We redesign finance for Africa's informal economy - where 80% work without bank access

Mobile app to manage your finances
Works on any device, even basic feature phones
Tailored Loans
Tailored loans with weekly repayments at market stalls
Secure saving
Daily Collections: Secure cash pickup at local shops & mobile agents
Personalized Support for SMEs
Provide tailored solutions tools and training that support the growth of these businesses.

350

Happy Clients

148

Trained people

5

Partners

2

SwitchLi Agency

Case Study

Explore Our Recent Projects

Popular FAQs

Frequently Asked Questions

Anyone! We designed Switchli specifically for those excluded from traditional banking - market vendors, farmers, artisans, and small business owners. All you need is a phone number (even without internet) and valid ID.

We partner with 5,000+ local shops and mobile agents across Africa. Use our app to find the nearest cash point, then show your transaction code to deposit or withdraw. No fees for deposits!

Our loans are community-powered:
  • Borrow $50-$500 with no collateral
  • Repay in small daily/weekly amounts at market stalls
  • Earn 5% cashback for on-time repayment
  • Build credit history for larger loans

Yes! Our USSD code (*123#) works on all mobile phones. You can check balances, send money, and repay loans offline. Transactions sync when you next have connectivity.

Perfect for market stalls, transporters, and shops:
  1. Deposit cash daily at any agent
  2. Get instant SMS receipts
  3. Track all deposits in your app
  4. Unlock higher loan limits as you save
No monthly fees - pay only 1% per deposit.

Absolutely. We're fully licensed and:
  • Partner with regulated banks who hold deposits
  • Use military-grade encryption
  • Offer instant transaction alerts
  • Provide free fraud protection
Your funds are insured up to $5,000.

We understand business challenges! Contact us before your due date to:
  • Adjust repayment amounts
  • Extend the term (small fee applies)
  • Convert to a long-term microloan
Note: Late payments affect future loan limits.

Free for all members! Options include:
  • In-person: Weekly workshops at local markets (check app for schedule)
  • Audio lessons: Call *123# and select option 5
  • WhatsApp: Send "EDU" to +254700123456 for daily tips
Earn $1 account credit for completing each module!

Yes! Our cross-border transfers cover:
  • East Africa: Kenya, Uganda, Tanzania, Rwanda (instant, 2% fee)
  • West Africa: Nigeria, Ghana (1-2 hours, 3% fee)
  • Southern Africa: Coming Q3 2024
Recipients can collect cash even without Switchli accounts.

We're a social enterprise with transparent pricing:
  • Small loan interest (10-15% APR, lower than local lenders)
  • 1% cash deposit fee (no withdrawal fees)
  • Cross-border transfer fees
  • Corporate partnerships
80% of profits fund new financial literacy programs.
Our Team

Meet Our Experienced Team Members

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Boris Johnson
Founder & CEO
Adam Crew
Executive Manager
Kate Winslet
Co Founder
Cody Gardner
Project Manager
Success Stories

Voices From Our Community

Hear how SwitchLi is transforming lives across Africa's informal sector. From market traders to small business owners, discover how accessible banking solutions are creating real change.

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Our Partner

We are in good companies

Partner 1 Partner 2 Partner 3 Partner 4 Partner 5 Partner 6

Our Location

Find us at our business location